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A new survey by the Credit Union shows that over 1.8 million people are living with €100 or less every month after bills are paid.
The survey also shows that half of all bank account holders are unaware of what operating fees their bank is charging.
Sixty per cent of people have less disposable income than they had a year ago while 40% of householders have borrowed to pay their bills in the past year and almost half of all consumers struggle to pay their bills on time.